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Actual dollar figures to own my 2008 SC430
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Topic: Actual dollar figures to own my 2008 SC430 (Read 678 times)
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carbuff
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Posts: 178
Actual dollar figures to own my 2008 SC430
«
on:
April 11, 2010, 06:58:47 AM »
I posted in March 2010 that I had purchased my 2008 leased SC430. At the time of purchase the odometer read 4,200 miles.
The dollar figures involved in my ownership of this fine car might be of interest to members of this forum.
Two Year Lease (through LFS) $30,221
After Lease Actual Purchase Price $36,064
Arizona Title and License Fee $ 843
Hartford Automobile Insurance $2,200
Kelley Blue Book Published Values at time of my March 2010 purchase
Trade-in Value $38,050
Private Party Value $40,935
Suggested Retail Value $44,635
Certified Pre-Owned Value $45,785
Since the purchase I have added a backup camera system.
__________________
2008 Lexus SC430
Escort Passport 9500ix Radar Detector hard-wired
Backup Camera System
NAV-TV RGBLEX+ Video Interfacing Module
Rostra 250-8082A Color Camera
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2012 Audi A4 Quattro Turbocharged Avant.
Clearcoat Bra.
Mud Flaps.
Escort Passport 9500ix Radar Detector.
Going to add aftermarket backup camera system.
Mike_TX
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Re: Actual dollar figures to own my 2008 SC430
«
Reply #1 on:
April 11, 2010, 01:40:22 PM »
Is the $2220 for insurance for the two years you owned it? Surely not the annual cost (?)
.
.
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2011 Storm Front Grey/Graphite Infiniti M56
carbuff
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Posts: 178
Re: Actual dollar figures to own my 2008 SC430
«
Reply #2 on:
April 11, 2010, 02:13:19 PM »
One year !!!!!
Liability
Bodily Injury each person $250K
each accident $500K
Property Damage Each Accident $100k
Medical Payments each person $10k
Uninsured Motorists
Bodily Injury each person $250k
each accident $500K
Under insured Motorist
each person $250K
each accident $500K
Damage to my Auto
Other than collision
less deductible $500
Collision
less deductible $500
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2012 Audi A4 Quattro Turbocharged Avant.
Clearcoat Bra.
Mud Flaps.
Escort Passport 9500ix Radar Detector.
Going to add aftermarket backup camera system.
Liquid Platinum M35
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Sweet Gsus
Re: Actual dollar figures to own my 2008 SC430
«
Reply #3 on:
April 11, 2010, 05:58:31 PM »
Wow that's about 1.5 years for me with 2 cars on the policy
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09M35 (yes)
carbuff
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Posts: 178
Re: Actual dollar figures to own my 2008 SC430
«
Reply #4 on:
April 12, 2010, 06:40:22 AM »
Quote from: Liquid Platinum M35 on April 11, 2010, 05:58:31 PM
Wow that's about 1.5 years for me with 2 cars on the policy
As listed. I carry high dollar amounts per category. Based on the categories I listed, what do you carry for each?
These factors and the identify of each of our driving locations probably account for the difference in cost for insurance.
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2012 Audi A4 Quattro Turbocharged Avant.
Clearcoat Bra.
Mud Flaps.
Escort Passport 9500ix Radar Detector.
Going to add aftermarket backup camera system.
Liquid Platinum M35
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Sweet Gsus
Re: Actual dollar figures to own my 2008 SC430
«
Reply #5 on:
April 12, 2010, 09:09:38 AM »
Id have to check bc I don't know off hand, but its not the minimum, at least not for this area, and I have an umbrella.
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09M35 (yes)
Antzrus
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Posts: 627
Re: Actual dollar figures to own my 2008 SC430
«
Reply #6 on:
April 12, 2010, 12:09:51 PM »
The below is my 6 month premium @ USAA for x3 vehicles w/a bit less coverage.
Coverage Six-Month Premium
Bodily Injury Liability
If you hurt someone in an auto accident, we'll help pay up to 100,000/300,000 per person/per accident $195.53
Property Damage Liability
If you damage someone else's property in an auto accident, we'll help pay up to 50,000 per accident $128.12
Underinsured Motorists Bodily Injury
If an uninsured or underinsured driver injures you or your passengers, we'll help pay up to 100,000/300,000 per person/per accident $115.11
Personal Injury Protection
If you or your passengers are injured in an auto accident, we'll help pay up to the amounts shown below. Coverage Selected $42.85
Medical Expenses
we'll help pay up to 10,000 per person
Funeral Expenses
If you or your passengers die as the result of an auto accident and need assistance for funeral expenses, we'll help pay up to 2,000 per person
Income Continuation Benefits
If you or your passengers lose income as the result of an auto accident, we'll help pay up to 200/10,000 per week/maximum
Loss of Services Benefits
If you or your passengers are injured in an auto accident, we'll help pay up to 200/5,000 per week/maximum
Comprehensive
Covers damage caused by something other than another vehicle such as hail, theft, or collision with an animal.
2006 INFINITI M35 AWD
We pay the repair cost and you pay 0 per occurrence $80.26
1991 BUICK REGAL LIMITED
We pay the repair cost and you pay 100 per occurrence $24.13
2001 CHEVROLET SUBURBAN 1500
We pay the repair cost and you pay 0 per occurrence $34.42
Collision
Covers damage to your vehicle caused by impact with an object other than an animal.
2006 INFINITI M35 AWD
We pay the repair cost and you pay 100 per occurrence $141.62
1991 BUICK REGAL LIMITED
We pay the repair cost and you pay 100 per occurrence $57.12
2001 CHEVROLET SUBURBAN 1500
We pay the repair cost and you pay 100 per occurrence $93.65
Underinsured Motorists Property Damage
If an uninsured or underinsured driver damages your vehicle,
2006 INFINITI M35 AWD
we'll help pay up to 10,000 per accident $5.60
you pay 300/100 hit and run per accident/all other losses per accident $5.60
1991 BUICK REGAL LIMITED
we'll help pay up to 10,000 per accident $5.44
you pay 300/100 hit and run per accident/all other losses per accident $5.44
2001 CHEVROLET SUBURBAN 1500
we'll help pay up to 10,000 per accident $5.44
you pay 300/100 hit and run per accident/all other
Towing & Labor
Provides emergency roadside assistance (such as towing, flat tire changing and delivery of gas).
2006 INFINITI M35 AWD Coverage Selected
$4.00
1991 BUICK REGAL LIMITED Coverage Selected
$4.00
2001 CHEVROLET SUBURBAN 1500 Coverage Selected
$4.00
Total Six-Month Premium $941.29
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"Whilst part of what we perceive comes from our senses from the object before us, another part (and it may be the larger part) always comes out of our own mind." The Principles of Psychology, William James, 1890
carbuff
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Location: Arizona
Posts: 178
Re: Actual dollar figures to own my 2008 SC430
«
Reply #7 on:
April 19, 2010, 05:52:01 PM »
A friend suggested that I check State Farm Insurance to compare prices with my insurer (Hartford). I did and also checked Geico.
The Geico price was within a few dollars of Hartford. State Farm was less than HALF of the Hartford price. I switched to State Farm and am now paying $1,054 per year for the same coverage that Hartford charged me $2,200 per year.
The lesson I learned is to not assume one's traditional insurer remains competitive but instead to check and compare each and every time a policy renewal date comes around.
My thanks to my Texas friend for wising me up.
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2012 Audi A4 Quattro Turbocharged Avant.
Clearcoat Bra.
Mud Flaps.
Escort Passport 9500ix Radar Detector.
Going to add aftermarket backup camera system.
oztiks
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Location: Central/South Florida
Posts: 4390
Re: Actual dollar figures to own my 2008 SC430
«
Reply #8 on:
April 26, 2010, 09:48:59 PM »
State Farm are one of the BEST for insurance. Good choice!
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Ohmster
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Location: SoCal
Posts: 3555
Re: Actual dollar figures to own my 2008 SC430
«
Reply #9 on:
April 26, 2010, 11:36:24 PM »
I change carriers every few years. Right now Farmers' offer the best pricing for our household.
Insurers in order of last 'appearance' as far back as I can recall:
Farmers
Met Life
State Farm
All State
Mercury
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