CARfaq.org
Welcome, Guest. Please login or register.
Did you miss your activation email?

Login with username, password and session length
    *
HOME FORUM GALLERY DONATE
* *

 


Please register or login in order to view all CARfaq forums. Many forums and content are restricted to our REGISTERED USERS only. Registration and Access is FREE!


 

User

Welcome, Guest. Please login or register.
Did you miss your activation email?

May 24, 2012, 01:48:01 PM

Login with username, password and session length
CARfaq.org > Forum > Campus > Lexus > General Discussions-Lexus >  Actual dollar figures to own my 2008 SC430
Pages: [1]   Go Down
« previous next »
Add bookmarkPrint
Author Topic: Actual dollar figures to own my 2008 SC430  (Read 678 times)
0 Members and 2 Guests are viewing this topic.
carbuff
Alumni
Freshman
*****

Spirit: 2
Offline Offline

Location: Arizona
Posts: 178


View carbuff's Album


Actual dollar figures to own my 2008 SC430
« on: April 11, 2010, 06:58:47 AM »


I posted in March 2010 that I had purchased my 2008 leased SC430. At the time of purchase the odometer read 4,200 miles.

The dollar figures involved in my ownership of this fine car might be of interest to members of this forum.

Two Year Lease (through LFS) $30,221
After Lease Actual Purchase Price $36,064

Arizona Title and License Fee $ 843
Hartford Automobile Insurance $2,200

Kelley Blue Book Published Values at time of my March 2010 purchase
Trade-in Value $38,050
Private Party Value $40,935
Suggested Retail Value $44,635
Certified Pre-Owned Value $45,785

Since the purchase I have added a backup camera system.
__________________
2008 Lexus SC430
Escort Passport 9500ix Radar Detector hard-wired
Backup Camera System
NAV-TV RGBLEX+ Video Interfacing Module
Rostra 250-8082A Color Camera
Logged

2012 Audi A4 Quattro Turbocharged Avant.
Clearcoat Bra.
Mud Flaps.
Escort Passport 9500ix Radar Detector.
Going to add aftermarket backup camera system.
Mike_TX
Alumni
Senior
*****

Spirit: 1
Offline Offline

Location: Texas!
Posts: 1457


View Mike_TX's Album


Re: Actual dollar figures to own my 2008 SC430
« Reply #1 on: April 11, 2010, 01:40:22 PM »

Is the $2220 for insurance for the two years you owned it? Surely not the annual cost (?)

.
.
Logged

2011 Storm Front Grey/Graphite Infiniti M56

carbuff
Alumni
Freshman
*****

Spirit: 2
Offline Offline

Location: Arizona
Posts: 178


View carbuff's Album


Re: Actual dollar figures to own my 2008 SC430
« Reply #2 on: April 11, 2010, 02:13:19 PM »

One year !!!!!

Liability
          Bodily Injury each person   $250K
                           each accident $500K
                           
          Property Damage Each Accident $100k

Medical Payments each person $10k

Uninsured Motorists
               Bodily Injury each person $250k
                                each accident $500K
Under insured Motorist
                                 each person $250K
                                 each accident $500K

Damage to my Auto
            Other than collision
                         less deductible $500

            Collision
                         less deductible $500
Logged

2012 Audi A4 Quattro Turbocharged Avant.
Clearcoat Bra.
Mud Flaps.
Escort Passport 9500ix Radar Detector.
Going to add aftermarket backup camera system.
Liquid Platinum M35
Faculty
PostGrad
*****

Spirit: 3
Offline Offline

Location: Raleigh, NC
Posts: 5367


Sweet Gsus

View Liquid Platinum M35's Album


WWW
Re: Actual dollar figures to own my 2008 SC430
« Reply #3 on: April 11, 2010, 05:58:31 PM »

Wow that's about 1.5 years for me with 2 cars on the policy
Logged



09M35 (yes)
carbuff
Alumni
Freshman
*****

Spirit: 2
Offline Offline

Location: Arizona
Posts: 178


View carbuff's Album


Re: Actual dollar figures to own my 2008 SC430
« Reply #4 on: April 12, 2010, 06:40:22 AM »

Quote from: Liquid Platinum M35 on April 11, 2010, 05:58:31 PM
Wow that's about 1.5 years for me with 2 cars on the policy

As listed. I carry high dollar amounts per category.  Based on the categories I listed, what do you carry for each?

These factors and the identify of each of our driving locations probably account for the difference in cost for insurance.
Logged

2012 Audi A4 Quattro Turbocharged Avant.
Clearcoat Bra.
Mud Flaps.
Escort Passport 9500ix Radar Detector.
Going to add aftermarket backup camera system.
Liquid Platinum M35
Faculty
PostGrad
*****

Spirit: 3
Offline Offline

Location: Raleigh, NC
Posts: 5367


Sweet Gsus

View Liquid Platinum M35's Album


WWW
Re: Actual dollar figures to own my 2008 SC430
« Reply #5 on: April 12, 2010, 09:09:38 AM »

Id have to check bc I don't know off hand, but its not the minimum, at least not for this area, and I have an umbrella.
Logged



09M35 (yes)
Antzrus
Alumni
Junior
*****

Spirit: 1
Offline Offline

Location: Wenatchee, WA USA
Posts: 627


View Antzrus's Album


WWW
Re: Actual dollar figures to own my 2008 SC430
« Reply #6 on: April 12, 2010, 12:09:51 PM »




The below is my 6 month premium @ USAA for x3 vehicles w/a bit less coverage.


Coverage Six-Month Premium 


Bodily Injury Liability
If you hurt someone in an auto accident, we'll help pay up to  100,000/300,000 per person/per accident    $195.53   

Property Damage Liability
If you damage someone else's property in an auto accident, we'll help pay up to  50,000 per accident    $128.12 

Underinsured Motorists Bodily Injury
If an uninsured or underinsured driver injures you or your passengers, we'll help pay up to  100,000/300,000 per person/per accident    $115.11   

Personal Injury Protection
If you or your passengers are injured in an auto accident, we'll help pay up to the amounts shown below.  Coverage Selected    $42.85 

Medical Expenses
we'll help pay up to 10,000 per person 
Funeral Expenses

If you or your passengers die as the result of an auto accident and need assistance for funeral expenses, we'll help pay up to  2,000 per person 

Income Continuation Benefits
If you or your passengers lose income as the result of an auto accident, we'll help pay up to  200/10,000 per week/maximum 

Loss of Services Benefits
If you or your passengers are injured in an auto accident, we'll help pay up to  200/5,000 per week/maximum 

Comprehensive
Covers damage caused by something other than another vehicle such as hail, theft, or collision with an animal.
   
2006 INFINITI M35 AWD
We pay the repair cost and you pay  0 per occurrence    $80.26   

1991 BUICK REGAL LIMITED
We pay the repair cost and you pay  100 per occurrence    $24.13   

2001 CHEVROLET SUBURBAN 1500
We pay the repair cost and you pay  0 per occurrence    $34.42   

Collision
Covers damage to your vehicle caused by impact with an object other than an animal.     

2006 INFINITI M35 AWD
We pay the repair cost and you pay  100 per occurrence    $141.62   

1991 BUICK REGAL LIMITED
We pay the repair cost and you pay  100 per occurrence    $57.12 
 
2001 CHEVROLET SUBURBAN 1500
We pay the repair cost and you pay  100 per occurrence    $93.65   

Underinsured Motorists Property Damage

If an uninsured or underinsured driver damages your vehicle,     
2006 INFINITI M35 AWD
we'll help pay up to  10,000 per accident    $5.60
you pay  300/100 hit and run per accident/all other losses per accident  $5.60   

1991 BUICK REGAL LIMITED
we'll help pay up to  10,000 per accident    $5.44   
you pay  300/100 hit and run per accident/all other losses per accident    $5.44   

2001 CHEVROLET SUBURBAN 1500
we'll help pay up to  10,000 per accident  $5.44 
you pay  300/100 hit and run per accident/all other

Towing & Labor
Provides emergency roadside assistance (such as towing, flat tire changing and delivery of gas).       
2006 INFINITI M35 AWD    Coverage Selected    

  $4.00

1991 BUICK REGAL LIMITED    Coverage Selected    

  $4.00

2001 CHEVROLET SUBURBAN 1500    Coverage Selected    

  $4.00



      
Total Six-Month Premium      $941.29

 
Logged

'06 M35x Obsidian/Bourbon/Rose Wood+? Wood/Premium/Tint/Clear Bra/Conti ExtremeContacts DWS/Steel Skid Plate and me in the pilot's seat !!

"Whilst part of what we perceive comes from our senses from the object before us, another part (and it may be the larger part) always comes out of our own mind."  The Principles of Psychology, William James, 1890
carbuff
Alumni
Freshman
*****

Spirit: 2
Offline Offline

Location: Arizona
Posts: 178


View carbuff's Album


Re: Actual dollar figures to own my 2008 SC430
« Reply #7 on: April 19, 2010, 05:52:01 PM »

A friend suggested that I check State Farm Insurance to compare prices with my insurer (Hartford).  I did and also checked Geico.

The Geico price was within a few dollars of Hartford.  State Farm was less than HALF of the Hartford price.  I switched to State Farm and am now paying $1,054 per year for the same coverage that Hartford charged me $2,200 per year.

The lesson I learned is to not assume one's traditional insurer remains competitive but instead to check and compare each and every time a policy renewal date comes around.

My thanks to my Texas friend for wising me up.
Logged

2012 Audi A4 Quattro Turbocharged Avant.
Clearcoat Bra.
Mud Flaps.
Escort Passport 9500ix Radar Detector.
Going to add aftermarket backup camera system.
oztiks
Administrator
Grad
*****

Spirit: 6
Offline Offline

Location: Central/South Florida
Posts: 4390

View oztiks's Album


WWW
Re: Actual dollar figures to own my 2008 SC430
« Reply #8 on: April 26, 2010, 09:48:59 PM »

State Farm are one of the BEST for insurance. Good choice!
Logged
Ohmster
Resident Lunatic
Administrator
Grad
*****

Spirit: 12
Offline Offline

Location: SoCal
Posts: 3555


View Ohmster's Album


WWW
Re: Actual dollar figures to own my 2008 SC430
« Reply #9 on: April 26, 2010, 11:36:24 PM »

I change carriers every few years. Right now Farmers' offer the best pricing for our household.

Insurers in order of last 'appearance' as far back as I can recall:

Farmers
Met Life
State Farm
All State
Mercury
Logged

GTR M45S G35C
CARfaq.org
   

 Logged
Tags:
Pages: [1]   Go Up
Add bookmarkPrint
GoogleTagged: covers annual bodily google policy smf 430 sc430 backup
navitool how amount interface premuim wenatchee video 2008 with general

« previous next »
 
Jump to:  

TinyPortal v.1.0.6 beta 2 © Bloc

Powered by SMF 1.1.16 | SMF © 2011, Simple Machines
| NewDef design by Bloc
Page created in 0.141 seconds with 33 queries. (Pretty URLs adds 0.021s, 2q)
Loading...